How much car insurance do you really need? This video tackles some of that question. There are many important things to consider when choosing car insurance provider for yourself. With so many plans and policies out there, it can be hard to narrow down your decision.
But to aid in this process, you should ask yourself a few questions.
The first question you should ask yourself is “how much do I drive?” The amount of time you spend in your car will greatly impact the type of insurance coverage you need. If you work from home or have a short commute, you’re probably in your car a lot less than most people and therefore wll need a plan to reflect that. In that instance, you should look for mileage-based insurance coverage. However, if you have a long commute, you’re constantly shuttling your kids to school and activities, or you just spend a lot of time driving places, you need to take that into consideration in your car insurance search.
You will also need to consider the type of car you have. The make and model of your car impact it’s likelihood of getting stolen or damaged, and also effects the amount of money you’ll spend on body work or repairs. All of these are very important factors when determining the type of insurance coverage you’ll need.